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<title>非财务因素</title>
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               	<form action="coNonFinInfo" method="post"> 
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                              <td>非财务因素：</td>
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                      </tr>
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                      <td class="STYLE6"><div align="right" class="STYLE6">成本结构：</div></td>
                      <td class="style2"><div align="left">
                        <select name="nfi.cs" id="costStructure">
                          <option value="1">低固定成本，高变动成本</option>
                          <option value="2">固定成本，变动成本平衡</option>
                          <option value="3">固定成本略高于变动成本</option>
                          <option value="4">高固定成本，低变动成本</option>
                                  </select>
                      </div></td>
                      </tr>
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                      <td class="STYLE6"><div align="right" class="STYLE6">行业成熟期：</div></td>
                      <td class="style2">
                        <div align="left">
                          <div align="left">
                            <div align="left">
                              <select name="nfi.ta" id="tradeAutumn">
                                <option value="1" selected>成熟行业</option>
                                <option value="2">正在成熟行业</option>
                                <option value="3">迅速成长的新兴行业</option>
                                <option value="4">爆炸性的新兴行业</option>
                                      </select>
                            </div>
                          </div>
                        </div></td>
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                      <td class="STYLE6"><div align="right" class="STYLE6">行业受周期性影响程度：</div></td>
                      <td class="style2"><div align="left">
                        <select  name="nfi.ci" id="cyclicityInfluence">
                          <option value="1" selected>销售不受影响</option>
                          <option value="2">销售增长和下降较为温和</option>
                          <option value="3">销售受繁荣和萧条的轻度影响</option>
                          <option value="4">销售高度周期行或反周期性</option>
                                  </select>
                      </div></td>
                      </tr>
                    <tr>
                      <td class="STYLE6"><div align="right" class="STYLE6">行业盈利性：</div></td>
                      <td class="style2"><div align="left">
                        <select  name="nfi.tp" id="tradeProfit">
                          <option value="1">扩张到衰退持续盈利</option>
                          <option value="2">在衰退期持续盈利，但低于平均水平</option>
                          <option value="3">扩张期盈利，衰退期略有亏损</option>
                          <option value="4">扩张期和衰退期都不盈利</option>
                        </select>
                      </div></td>
                      </tr>
                    <tr>
                      <td class="STYLE6"><div align="right" class="STYLE6">法律、政策环境：</div></td>
                      <td class="style2">
                        <div align="left">
                          <div align="left">
                            <div align="left">
                              <select name="nfi.pe" id="policyEnvironment">
                                <option value="1">法律和政策是稳定的，无不利影响</option>
                                <option value="2">法律和政策的变化和影响是轻微的</option>
                                <option value="3">法律和正常的变化的可能性大，有负面影响</option>
                                <option value="4">法律和政策存在突变可能性，有重大负面影响</option>
                              </select>
                            </div>
                          </div>
                        </div></td>
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                      <td class="STYLE6"><div align="right" class="STYLE6">行业依赖性：</div></td>
                      <td class="style2">
                        <div align="left">
                          <div align="left">
                            <div align="left">
                              <select name="nfi.td" id="tradeDependence">
                                <option value="1">顾客和供应商高度多元化</option>
                                <option value="2">局限于几个行业，但没有一个占购销总额的10%以上</option>
                                <option value="3">有的占购销总额的20%-30%以上</option>
                                <option value="4">高度依赖一两个行业或顾客群</option>
                              </select>
                            </div>
                          </div>
                        </div></td>
                      </tr>
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                      <td class="STYLE6"><div align="right" class="STYLE6">产品替代性：</div></td>
                      <td class="style2"><div align="left">
                        <select name="nfi.ps" id="select">
                          <option value="1">没有替代品</option>
                          <option value="2">有少数替代品或转换成本高</option>
                          <option value="3">有数种替代品或转换成本轻微</option>
                          <option value="4">有多种替代品或无转换成本</option>
                        </select>
                      </div></td>
                      </tr>
                   
                    <tr>
                      <td class="STYLE6"><div align="right" class="STYLE6">企业规模：</div></td>
                      <td class="style2">
                        <div align="left">
                          <div align="left">
                            <select name="nfi.es" id="enterpriseScale">
                              <option value="1">市场份额位于前列</option>
                              <option value="2">中等规模</option>
                              <option value="3">市场份额较小</option>
                              <option value="4">市场份额最小</option>
                            </select>
                          </div>
                        </div></td>
                      </tr>
                    <tr>
                      <td class="STYLE6"><div align="right" class="STYLE6">产品多样化：</div></td>
                      <td class="style2">
                          
                          
                            <div align="left">
                              <select name="nfi.pv" id="productVariety">
                                <option value="1">产品多样，用途广</option>
                                <option value="2">产品多样，作用有限</option>
                                <option value="3">品种有限，用途有限</option>
                                <option value="4">产品单一，用途单一</option>
                              </select>
                            </div>
                          
                      </td>
                      </tr>
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                      <td class="STYLE6"><div align="right" class="STYLE6">企业所处发展阶段：</div></td>
                      <td class="style2">
                         
                          
                            <div align="left">
                              <select name="nfi.dp" id="developPhase">
                                <option value="1">稳步增长</option>
                                <option value="2">趋于稳步增长</option>
                                <option value="3">快速增长</option>
                                <option value="4">爆炸性速度增长</option>
                              </select>
                            </div>
                         
                      </td>
                      </tr>
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                      <td class="STYLE6"><div align="right" class="STYLE6">市场竞争情况：</div></td>
                      <td class="style2"><div align="left">
                        <select name="nfi.mc" id="select6">
                          <option value="1">没有直接竞争对手</option>
                          <option value="2">有一些竞争对手，但总体超过对方</option>
                          <option value="3">面临大公司轻度竞争</option>
                          <option value="4">面临大公司激烈竞争</option>
                        </select>
                      </div></td>
                      </tr>
                   
                    <tr>
                      <td class="STYLE6"> <div align="right" class="STYLE6">管理层经验和素质：</div></td>
                      <td class="style2"><div align="left">
                        <select name="nfi.ma" id="select7">
                          <option value="1">管理着有丰富的经验</option>
                          <option value="2">管理者有一定经验</option>
                          <option value="3">管理者经验有限</option>
                          <option value="4">管理者缺乏管理经验</option>
                        </select>
                      </div></td>
                      </tr>
                    <tr>
                      <td class="STYLE6"> <div align="right" class="STYLE6">管理层稳定性：</div></td>
                      <td class="style2"><div align="left">
                        <select name="nfi.ms" id="manageStability">
                          <option value="1">管理层年轻团结稳定</option>
                          <option value="2">管理层年龄老化，但稳定团结</option>
                          <option value="3">管理层内部不够团结</option>
                          <option value="4">管理层内部不团结，人员变动频繁</option>
                        </select>
                      </div></td>
                      </tr>
                    <tr>
                      <td class="STYLE6"> <div align="right" class="STYLE6">财务管理能力：</div></td>
                      <td class="style2"><div align="left">
                        <select name="nfi.fma" id="financialManageAbility">
                          <option value="1">有很强的财务管理能力</option>
                          <option value="2">有较强的财务管理能力</option>
                          <option value="3">财务管理能力一般</option>
                          <option value="4">财务管理能力较差</option>
                        </select>
                      </div></td>
                      </tr>
                    <tr>
                      <td class="STYLE6"> <div align="right"class="STYLE6">法律纠纷：</div></td>
                      <td class="style2"><div align="left">
                        <select name="nfi.ld" id="select10">
                          <option value="1">与工商税务银行关系良好，没有法律纠纷</option>
                          <option value="2">与工商税务银行关系较好，没有法律纠纷</option>
                          <option value="3">与工商税务银行关系一般，偶有法律纠纷</option>
                          <option value="4">与工商税务银行关系较差，常有法律纠纷</option>
                        </select>
                      </div></td>
                      </tr>
                    <tr>
                      <td class="STYLE6"><div align="right"class="STYLE6">内部控制与管理：</div></td>
                      <td class="style2"><div align="left">
                        <select name="nfi.icm" id="select11">
                          <option value="1">内部组织构架健全</option>
                          <option value="2">内部组织构架较为健全</option>
                          <option value="3">内部组织构架一般</option>
                          <option value="4">内部组织构架较差</option>
                        </select>
                      </div></td>
                      </tr>
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